A Retailer's Risks
What makes your industry great is also what indicates your unique risk profile.
Merchandise & Property
You believe in your product! That’s why you have inventory, supplies, and designated grounds to store and exhibit your products. Like all property, it's subject to potential breakage, theft, or replacement.
A good day is accompanied by lots of sales, meaning lots of customers. As a result, you’re open to risks through customer injuries, theft, and lawsuits.
Whether you sell online only or in conjunction with a storefront, your digital equipment presents risks. From POS systems, security systems, proprietary credit cards etc., you hold substantial customer data.