The Spectrum of Electrician Insurance
Your business structure, size, and clientele will help determine your commercial insurance policy. In general, we insure two main categories of electrical professionals:
These are often experts who handle more personalized jobs and engage frequently with homeowners. These jobs may be on the smaller scale, making your insurance policy more straightforward, but you usually have a larger portfolio of individual customers, which makes it critical you’re insured correctly.
Usually composed of employees or subcontractors, this business model typically serves mid to large commercial customers. For example, a new-build developer might contract your business to handle all electrical installations. The bigger the job, the more money you can lose, and the greater need for extensive coverage.