Freelancer & Business Consultant Insurance
Helping Your Protect Your Independence
Freelancers and Independent Consultants don’t work under the protection of an
employer – This enhances the value of your chosen career, and at the same time,
adds to your professional risks, practically and legally.
A Small Business Insurance policy can protect you from overwhelming financial
strain in case a claim is brought against your work.
Freelancers and Independent Consultants don’t work under the protection of an employer – This enhances the value of your chosen career, and at the same time, adds to your professional risks, practically and legally.
A Small Business Insurance policy can protect you from overwhelming financial strain in case a claim is brought against your work.
Who Needs Consultant Insurance?
Even if you have a small portfolio of work, the liability portion of your personal renters or homeowners insurance will not cover business-related claims. No matter your expertise, if you have access to client information on “personal” devices or are expected to deliver professional services, advice, and/or results, you need business insurance.
We’re proud to offer risk management advise to a wide range of expertise, including:
Compliance, Design, Education, Financial, Fitness, Graphic Design, HR, IT, Leadership, Legal, Marketing, Operations, PR, Sales and Product Development, SEO, Social Media, Strategy, Website Development, Wellness, Writing, and more!
Get a Free Commerical Insurance Quote
Who Needs Consultant Insurance?
Even if you have a small portfolio of work, the liability portion of your personal renters or homeowners insurance will not cover business-related claims.
We’re proud to offer risk management advise to a wide range of expertise, including:
Compliance, Design, Education, Financial, Fitness, Graphic Design, HR, IT, Leadership, Legal, Marketing, Operations, PR, Sales and Product Development, SEO, Social Media, Strategy, Website Development, Wellness, Writing, and more!
Own a Consulting Firm?
You now carry risks associated with business operations, but also employees. Not only does their work reflect on you, but anytime you hire, fire, and interact with employees, you need specific liability coverages.
Connect with an Expert About Your Firm
Own a Consulting Firm?
You now carry risks associated with business operations, but also employees. Not only does their work reflect on you, but anytime you hire, fire, and interact with employees, you need specific liability coverages.
Commercial Coverages for Freelancers & Business Consultants
Variables like industry and number of clients can dramatically impact your risk profile
and coverage limits. But in general, most independent experts need these 4 coverages:
Commercial Insurance can be complex! Please connect with one of our experts
and refer to your policy for coverage details specific to you.
Commercial Coverages for Freelancers & Business Consultants
In general, most independent experts need these 4 coverages:
Commercial Insurance can be complex! Please connect with one of our experts and refer to your policy for coverage details specific to you.
Business Owners Policy (BOP)
This is your foundational combination of General Liability and Property Insurance. General Liability covers medical and/or legal expenses if someone gets injured at your place of business, and Property Insurance, protects your “stuff” - Your bread-and-butter equipment in case you need to diligently repair or replace it.
Business Owners Policy (BOP)
This is your foundational combination of General Liability and Property Insurance. General Liability covers medical and/or legal expenses if someone gets injured at your place of business, and Property Insurance, protects your “stuff” - Your bread-and-butter equipment in case you need to diligently repair or replace it.
Professional Liability:
Professional advice is likely where your most substantial risk resides. This will cover accusations of misinformation, bad decisions, and more if a client finds your services to be the cause of financial loss. While this coverage does not prevent lawsuits, it can be your financial ally if you find yourself in this situation.
Professional Liability:
Professional advice is likely where your most substantial risk resides. This will cover accusations of misinformation, bad decisions, and more if a client finds your services to be the cause of financial loss. While this coverage does not prevent lawsuits, it can be your financial ally if you find yourself in this situation.
Cyber Liability
Anytime you engage with client data or their online existence, you need cyber protection in case of a data breach. This will help you financially navigate and manage the crisis or potential lawsuits.
Cyber Liability
Anytime you engage with client data or their online existence, you need cyber protection in case of a data breach. This will help you financially navigate and manage the crisis or potential lawsuits.
Auto Liability
Anytime you drive to and from client meetings or sites, that is considered business driving, even if you’re driving your personal vehicle covered by personal insurance. Business Auto will help you address those liabilities associated with business vehicles and driving (both rented and owned).
Do You Travel?
Make sure your coverages travel with you both nationally and internationally.
Auto Liability
Anytime you drive to and from client meetings or sites, that is considered business driving, even if you’re driving your personal vehicle covered by personal insurance. Business Auto will help you address those liabilities associated with business vehicles and driving (both rented and owned)
Do You Travel?
Make sure your coverages travel with you both nationally and internationally.
Need Health Insurance?
We’re proud to meet your Health and Life Insurance needs through trusted partners who work exclusively with Health-Licensed insurance agents. Taking care of you means taking care of your clients.
Connect with an Expert about Health Insurance