Nonprofit & Social Services Insurance

Furthering Your Compassionate Purpose with Trusted Risk Management

Nonprofit &
Social Services Insurance

Furthering Your Compassionate Purpose with Trusted Risk Management

You can be passionate about the community you serve while
practicing strong business fundamentals.

Nonprofit insurance protects the financial health of your organization
so that you can better advocate for your mission and sustain growth.
Manage the inevitable risks of business alongside your industry’s
unique departments, priorities, and interactions.

You can be passionate about the community you serve while practicing strong business fundamentals.

Nonprofit insurance protects the financial health of your organization so that you can better advocate for your mission and sustain growth. Manage the inevitable risks of business alongside your industry’s unique departments, priorities, and interactions.

 

Piecing Together Custom Policies

We’re proud to offer risk-management expertise to a diverse range of nonprofit and social service organizations, including:

Adult day care, AODA Treatment, Boys & Girls Clubs, Community Programs, Food Services, Fundraising Affiliates, Head Start Programs, Hospice Care, Information & Referral Services, Meals on Wheels, Private Foundations, Senior Centers, Shelters, Victims’ services, & more!

Spot Your Focus?
Connect with an Expert

We’re proud to offer risk-management expertise to a diverse range of nonprofit and social service organizations, including:

Adult day care, AODA Treatment, Boys & Girls Clubs, Community Programs, Food Services, Fundraising Affiliates, Head Start Programs, Hospice Care, Information & Referral Services, Meals on Wheels, Private Foundations, Senior Centers, Shelters, Victims’ services, & more!

Spot Your Focus?
Connect with an Expert

Risk Doesn’t Disappear with Good Intention

Variables like serving food, working with minors, distributing medicine,
and more can dramatically change your risk profile. But in general, most
nonprofits and social service agencies share these risks:

 

Volunteers


Anytime you heavily interact with the public plus trust them with confidential tasks, you’re susceptible to the risk of injuries, theft, and lawsuits.

Service Field


While serving, you’re responsible for the treatment and advice you give, as well as preserving privacy and agency property. This can lead to costly lawsuits, data breaches, investigations, and lost resources.

Board Members


The risk of being sued for the important decisions you make as a board member can result in legal fees, lost time, reputation, and money that could otherwise fuel your mission.

 
 

Risk Doesn’t Disappear with Good Intention

Variables like serving food, working with minors, distributing medicine, and more can dramatically change your risk profile. But in general, most nonprofits and social service agencies share these risks:

Commercial Coverages for Non-Profit & Social Service Businesses

Your policy should reflect your services, budget, and officer, staff, volunteer, and donor needs.
Not to mention, your fundraising goals. Please connect with one of our experts and
refer to your policy for specific coverage details.

Commercial Coverages for Non-Profit & Social Service Businesses

Please connect with one of our experts and refer to your policy for specific coverage details.

Property Coverages:

Address the risk of damage or loss to physical agency property.

Building

Covers costly damage to the physical building.

Business Personal Property

Covers unattached assets are that are critical to the functioning of your organization like office itmes, chairs, tables, valuable papers, money, computer equipment, inventory, etc.

Special Property

Covers unique and costly possessions like machinery, ovens, medicine, etc.

Custody, Care & Control

Covers liability associated with personal property owned by others like locker items, auctioned goods, etc.

Property Coverages:

Address the risk of damage or loss to physical agency property.

Building

Covers costly damage to the physical building.

Business Personal Property

Covers unattached assets are that are critical to the functioning of your organization like office itmes, chairs, tables, valuable papers, money, computer equipment, inventory, etc.

Special Property

Covers unique and costly possessions like machinery, ovens, medicine, etc.

Custody, Care & Control

Covers liability associated with personal property owned by others like locker items, auctioned goods, etc.

Liability Coverages:

Covers bodily injury and property damage caused by your negligence.

Directors & Officers

Covers decisions made by board members, officers, or trustees.

Employment Practices Liability Insurance (EPLI)

Covers employee & volunteer accusations of discrimination, improper dismissal, etc.

Professional Advice

Covers accusations of misinformation, misguidance, and more.

Special Events

Covers special events like fundraising, client events, camps, etc.

Other liability coverages include General, Cyber, Product, Sexual Molestation, Travel, etc.

Liability Coverages:

Covers bodily injury and property damage caused by your negligence.

Directors & Officers

Covers decisions made by board members, officers, or trustees.

Employment Practices Liability Insurance (EPLI)

Covers employee & volunteer accusations of discrimination, improper dismissal, etc.

Professional Advice

Covers accusations of misinformation, misguidance, and more.

Special Events

Covers special events like fundraising, client events, camps, etc.

Other liability coverages include General, Cyber, Product, Sexual Molestation, Travel, etc.

Auto Coverages:

Addresses liabilities associated with damage to/by agency vehicle(s), or vehicles owned by employees or volunteers acting on behalf of the agency.

Hired & Non-Owned

Covers drivers who are performing in their roles as agency employees or volunteers, whether they are driving vehicles leased or rented to the agency or their own vehicles.

Agency-Owned

Covers buses & vans.

Inland Marine

Covers any type of mobile treatment equipment.

Auto Coverages:

Addresses liabilities associated with damage to/by agency vehicle(s), or vehicles owned by employees or volunteers acting on behalf of the agency.

Hired & Non-Owned

Covers drivers who are performing in their roles as agency employees or volunteers, whether they are driving vehicles leased or rented to the agency or their own vehicles.

Agency-Owned

Covers buses & vans.

Inland Marine

Covers any type of mobile equipment.

Continued Support & Education


Get Connected!
 

To better prioritize your success, our credible carriers provide free business eduction. This allows us to cover your agency in one comprehensive policy accompanied by growth resources at your fingertips.

 

Continued Support & Education


Get Connected!

To better prioritize your success, our credible carriers provide free business eduction. This allows us to cover your agency in one comprehensive policy accompanied by growth resources at your fingertips.

 

Make a Referral & Make a Difference

In line with our values, we're grateful to donate each year to a local nonprofit, LifeCare Alliance, to meet critical needs across Central Ohio. We love being a part of their mission and you can too!

Help us give back by making a referral. For every new client you introduce to us, we will donate an additional $10 to LifeCare Alliance.

Make an Introduction!
 

Make a Referral & Make a Difference

In line with our values, we're grateful to donate each year to a local nonprofit, LifeCare Alliance, to meet critical needs across Central Ohio. We love being a part of their mission and you can too!

Help us give back by making a referral. For every new client you introduce to us, we will donate an additional $10 to LifeCare Alliance.

Make an Introduction!