Nonprofit Insurance
Furthering Your Compassionate Purpose with Trusted Risk Management
Nonprofit Insurance
Furthering Your Compassionate Purpose with Trusted Risk Management
Nonprofit insurance manages the inevitable risks of business alongside your unique departments, goals, and interactions.
Unlock Your Free Risk Management Counsel!
Unlock Your Free Expert Risk Management Counsel!
Risk Doesn’t Disappear with Good Intention
Variables like serving food, working with minors, distributing medicine,
and more can dramatically change your risk profile. But in general,
most nonprofits share these risks:
Volunteers
Anytime you heavily interact with the public plus trust them with confidential tasks, you’re susceptible to the risk of injuries, theft, and lawsuits.
Service Field
While serving, you’re responsible for the treatment and advice you give, as well as preserving privacy and agency property. This can lead to costly lawsuits, data breaches, investigations, and lost resources.
Board Members
The risk of being sued for the important decisions board members make can result in legal fees, lost time, reputation, and money that could otherwise fuel your mission.
Risk Doesn’t Disappear with Good Intention
Variables like serving food, working with minors, distributing medicine, and more can dramatically change your risk profile. But in general, most nonprofits and social service agencies share these risks:
Volunteers
Anytime you heavily interact with the public plus trust them with confidential tasks, you’re susceptible to the risk of injuries, theft, and lawsuits.
Service Field
While serving, you’re responsible for the treatment and advice you give, as well as preserving privacy and agency property. This can lead to costly lawsuits, data breaches, investigations, and lost resources.
Board Members
With any governing structure, the risk of being sued for the important decisions you make as a board member can result in legal fees, lost time, reputation, and money that could otherwise fuel your mission.
Commercial Coverages for Nonprofit Businesses
Please connect with one of our experts and refer to your policy for specific coverage details.
Property Coverages:
Address the risk of damage or loss to physical agency property.
Building
Covers costly damage to the physical building.
Business Personal Property
Covers unattached assets are that are critical to the functioning of your organization like office itmes, chairs, tables, valuable papers, money, computer equipment, inventory, etc.
Special Property
Covers unique and costly possessions like machinery, ovens, medicine, etc.
Custody, Care & Control
Covers liability associated with personal property owned by others like locker items, auctioned goods, etc.
Liability Coverages:
Covers bodily injury and property damage caused by your negligence.
Directors & Officers
Covers decisions made by board members, officers, or trustees.
Employment Practices Liability Insurance (EPLI)
Covers employee & volunteer accusations of discrimination, improper dismissal, etc.
Professional Advice
Covers accusations of misinformation, misguidance, and more.
Special Events
Covers special events like fundraising, client events, camps, etc.
Other liability coverages include General, Cyber, Product, Sexual Molestation, Travel, etc.
Auto Coverages:
Addresses liabilities associated with damage to/by agency vehicle(s), or vehicles owned by employees or volunteers acting on behalf of the agency.
Hired & Non-Owned
Covers drivers who are performing in their roles as agency employees or volunteers, whether they are driving vehicles leased or rented to the agency or their own vehicles.
Agency-Owned
Covers buses & vans.
Inland Marine
Covers any type of mobile treatment equipment.
To better prioritize your success, our credible carriers provide free business eduction. This allows us to cover your agency in one comprehensive policy accompanied by growth resources at your fingertips.
To better prioritize your success, our credible carriers provide free business eduction. This allows us to cover your agency in one comprehensive policy accompanied by growth resources at your fingertips.
Make a Referral & Make a Difference
In line with our values, we're grateful to donate each year to a local nonprofit, LifeCare Alliance, to meet critical needs across Central Ohio. We love being a part of their mission and you can too!
Help us give back by making a referral. For every new client you introduce to us, we will donate an additional $10 to LifeCare Alliance.
Make an Introduction!Make a Referral & Make a Difference
In line with our values, we're grateful to donate each year to a local nonprofit, LifeCare Alliance, to meet critical needs across Central Ohio. We love being a part of their mission and you can too!
Help us give back by making a referral. For every new client you introduce to us, we will donate an additional $10 to LifeCare Alliance.
Make an Introduction!